★ Bookkeeping that finally makes sense · 14 days free in the cloud
Run your business.
We'll run the
books.
Tired of fighting clunky, confusing software that treats you like an accountant? Oikos Books handles invoicing, expenses, taxes, and real reports, in plain English, on every device you own, with an AI that does the typing.
Free for 14 days, then $45 a month. A card is collected when you start and is not charged during the free period; cancel before day 14 and you pay nothing. Sign up in a minute at app.oikosbooks.com, or scroll down and use the real app right here first, no signup. Accountant or firm? Create a free firm account. Prefer to own it offline? The desktop app is free.
★ The cloud app, live, right here
Don't take our word for it. Use it.
This is the actual Oikos Books app, running live in your browser below, not a video, not a mockup. Pick Explore a ready-made sample business to land straight in a running set of books, then type "spent $34 on gas" in the quick-log box on Home and watch it go to the right category, correctly double-entered, after you approve it. Then click ✨ Ask AI in the sidebar and ask "Who owes me money?". Nothing to install and no signup. The demo's books are created and kept in your browser, not on our servers. The two AI steps are the exception: what you type into the quick-log box or Ask AI is sent to our AI provider to be read, exactly as it would be in the real app. Everything else stays on this page.
What running your books on Oikos Books actually costs you:
Built for the work you actually do
A real look
The whole business, in one calm app
Watch it drive itself, or click any section in the sidebar. This is your actual day.
Everything your business runs on, in plain English
Most owners juggle a clunky accounting program, a spreadsheet, and a shoebox of receipts, then pay someone to untangle it at tax time. Oikos Books is the one place it all lives, in words you already use, doing the real accounting correctly behind the scenes, so you never have to think like a bookkeeper.
No jargon
We translated the accounting into English
Other tools make you learn their language before you can use them. We did the opposite. The accountant's terms still run underneath, perfectly correct, but you only ever see plain words.
Try it yourself
Send an invoice. Watch your books balance.
This is the whole idea: you do the simple thing (bill a customer) and the correct, double-entry accounting happens automatically. You never touch a debit or a credit. Give it a go.
★ Live in Oikos Books Cloud
Just ask. Oikos AI knows your books.
No reports to dig through, no jargon to learn. Say what happened and it's booked, ask a plain question and get a straight answer, with the numbers pulled live from your own ledger, which never leaves your device.
- "Just spent $34 on gas" → booked to Vehicle & Fuel, one tap to approve
- "Who still owes me money?"
- "What did I spend on fuel this quarter?"
Try both in the live demo above → The quick-log box is on Home; ✨ Ask AI is in the sidebar.
One app. The whole business.
No add-ons to buy, no modules to unlock. It's all in the box, and Cloud adds the online superpowers. See the complete, honest feature list →
Your books, everywhere Cloud
Sign in on any computer, install on your phone, and every device sees the same books, backed up automatically.
Oikos AI Cloud
Type "just spent $34 on gas" and it's booked correctly. Snap a receipt and it's read for you. Ask anything about your numbers.
Get paid online Cloud
Every invoice carries a pay-now link. Customers pay by card; the payment lands in your books by itself.
Bank feeds Coming soon
Automatic bank connections are on the way. Today, import a statement CSV and it reconciles in seconds, the same way.
Invoices & estimates
Quote, invoice, get paid. Recurring invoices, credit memos, and printable customer statements come standard.
Expenses & bills
Log what you spent or enter a bill to pay later. Fix a typo with one click, move money between accounts, and every credit card gets its own account.
Reports in English
Profit & loss, balance sheet, cash flow: "money in, money out, what's left." Print or export any of them.
Sales tax & 1099s
Charge tax, pay the state right from the app, and see which contractors need a 1099 at year end.
Inventory
Track what you stock. Selling an item updates your quantity, cost, and profit automatically.
Time tracking
Log billable hours as you work, then turn them into an invoice in one click.
Job & project costing
Tag income and costs to a job and see, plainly, whether it actually made money.
Budgets
Set a yearly target for any category and watch how you're tracking, live.
Set up for how you're organized
Sole prop, LLC, S-corp, partnership, or nonprofit. Books creates the right accounts for your entity and builds a personal tax checklist for your state.
Tax season in 20 minutes
A worksheet with your numbers in the exact order TurboTax asks for them. Read down the list, type them in, done. Your preparer files; we make it easy.
Business partners, handled
Real capital accounts, draws done right, expenses you covered personally paid back, and a year-end K-1 split to the penny.
Switch from QuickBooks
Import customers, vendors, your chart, opening balances, even your full general ledger with years of history. Pick up where you left off.
Accountant pack
One click bundles your P&L, balance sheet, trial balance, full ledger, and a tax-mapped summary grouped by the lines on your return.
Rules that do it for you
Teach it once: "Shell is always Vehicle & Fuel." Anything it still can't place lands in one short review list instead of getting lost.
Loans, split correctly
Set up a loan once and record the payments. Each one splits itself into interest and principal, so your balance and your expenses are both right.
Close the month
When a month is done, lock it. Books tells you what's still unfinished first, then closes it so past numbers can't quietly change.
More than one business
Several businesses on one login and one bill, each with its own books. The second and third are $25 a month, not another $45.
Your team, on one plan Cloud
Invite the people who run the business with you. They work in the same books on the company's subscription.
Your data, exportable
One click backs up or exports everything, in both Cloud and the desktop app. No lock-in, ever.
Updates itself, free
New features arrive quietly in the background. No "upgrade to the new edition," no surprise bill.
Why owners switch to Oikos Books
Everywhere you work
Cloud puts the same books on your laptop, your phone, and your accountant's screen, backed up automatically, always in sync.
The AI does the typing
Say what happened ("just spent $34 on gas"), snap a receipt, or drop in a bank statement. Entries land in the right place by themselves, pre-sorted for you to confirm.
No accounting degree
Plain language everywhere, with a "what's this for?" on anything that could trip you up. Built for the expert in your trade, not in finance.
Correct, invisibly
Real double-entry accounting runs under the hood, so your books always balance, without you ever seeing a debit or a credit.
Bring it in, take it out
Import from QuickBooks to start, export everything anytime. No lock-in, ever.
Own it if you'd rather
The free desktop app is the same product, offline, on your computer, no account. Nobody can ever lock you out of your own numbers.
More than one business?
Run them all on one login and one bill. The first business is $45 a month; a second and third are $25 each, instead of paying full price for every company file.
Your team, not just you
Add the people who run the business with you. They work in the same books on the company's subscription, so nobody buys a second one.
★ For accountants, bookkeepers & firms
One cockpit for your whole book of clients
If you run books for a business with hundreds of employees, or a firm managing dozens of clients, you already know the pain: the software keeps fighting you, your clients complain about theirs, and switching feels impossible. We make switching the easy part. We migrate your data with you, set up your team, and give you one calm cockpit over the whole book, with your brand in front of your clients and the retail price in your hands.
Prefer to own it? Download the desktop app, free
The same Oikos Books, offline, on your Mac or Windows PC. Set up your business in about five minutes. No card, no account, no catch.
Free · auto-updates · Mac (Apple Silicon) & Windows 10/11. The desktop app ships on its own release train, so the newest Cloud features reach it a little later.
Simple, honest pricing
One price for a whole business, with everything included. The desktop app is free, forever. Accountants and bookkeepers, run your whole book free.
The whole product, everywhere, with an AI that does the typing.
- Your books on every device, install on your phone, automatic backup
- Online invoice payments, receipt photos read by AI, CSV bank reconcile (automatic bank feeds coming soon)
- Type "just spent $34 on gas" and it's booked to the right category
- Invite your accountant (view or adjust) & ask Oikos AI anything about your books
- Add your team, and a second or third business for $25 each
- Your first 14 days are free
Sign up at app.oikosbooks.com. Free for 14 days, then $45 a month until you cancel. A card is collected when you start, by Stripe, and is not charged during the free period. Cancel in billing settings before day 14 and you pay nothing. The demo needs no account at all.
One free cockpit for every client's books. Seats start at the owner rate and drop to $12 as your book grows.
- Free firm portal, Cockpit & client invites
- Volume seats: $45 (the owner rate) down to $12 at scale
- Your brand in front of clients, retail you set
- QuickBooks migration, done with you for bigger books
The full app, on your own computer. Yours to keep.
- Invoices, expenses, sales tax & real reports
- Complete double-entry books, in plain English
- Works offline · your data stays on your machine
- Free updates, forever
$45/mo covers everything a business needs, on every device, with Oikos AI included and no add-ons to buy. A second and third business are $25 each on the same bill. The desktop app is free and complete, no strings. See pricing in full →
Built for the people who are great at what they do, and would rather not spend their evenings fighting accounting software.
Questions owners ask
Can I try Cloud before I pay for it?
Yes. Every Cloud signup starts with 14 days free. A card is collected when you start, by Stripe, and it is not charged while those 14 days run. Cancel in billing settings before day 14 and you pay nothing at all. If you would rather not hand over a card yet, you do not have to: the live demo needs no account and the free desktop app has no expiry.
Is this a full replacement for the software I use now?
For most small businesses, yes. Invoicing, expenses, sales tax, real reports, and a complete double-entry ledger are all built in, in plain language, without the learning curve. If your books are straightforward, Oikos Books does everything you need.
What does QuickBooks have that Oikos Books doesn't yet?
Two power-user pieces: built-in full-service payroll (today you record runs by hand or import the register file from whichever provider you use, and your books stay perfect; fully built-in payroll is on the roadmap and we will not name a partner or a date until we have one) and advanced inventory (assemblies, FIFO/LIFO). Departments, classes, locations, and project tags are already in. If you rely on something we haven't covered, reach out and we'll tell you exactly where it stands.
Does it do my taxes?
It gets you as close as software legally should. The Tax worksheet puts your numbers in the exact order TurboTax asks for them, mapped to the lines on your return (Schedule C, S-corp, partnership, or nonprofit). The one-click accountant pack bundles everything a preparer needs. Filing the actual return stays with you or your accountant.
Is my data really mine?
Yes, and here is the precise version rather than the reassuring one. On the free desktop app your books are a file on your own computer and we hold no copy. In Cloud they are stored on our infrastructure so they can sync across your devices, which is the whole point of Cloud. Either way, one click exports everything, any time, and you can ask us to delete your account and its books. How we handle your data →
Can I run more than one business?
Yes, on one login and one bill. The first business is $45 a month, a second and third are $25 each. Each keeps its own separate books, chart of accounts, and reports. Most software charges you the full price again for every company file.
Can my team use it, or just me?
Your team. Invite the people who run the business with you and they work in the same Cloud books on the company's subscription, so nobody has to buy a second one. Your accountant is separate again, and free.
What does the AI actually send anywhere?
Only what that feature needs, and only when you invoke it. Asking a question about your numbers keeps your ledger where it is: the AI writes a read-only query and the query runs against your own books, so the rows never go to the AI provider. Quick entry, receipt photos, and categorizing do send the one item you are working on, because that is the thing you are asking it to read. Nothing you have is used to train anyone's model. The Privacy Policy sets it out feature by feature.
Mac and Windows?
Both. One free download for each, and the app keeps itself up to date automatically.
What's the difference between Cloud and the free desktop app?
Same plain English, same correct double-entry books. Cloud adds the connected pieces: your books on every device (install it on your phone), automatic backup with version history, online invoice payments, receipt photos read by AI, your team on one plan, an accountant seat, and Oikos AI. Automatic bank feeds are coming; importing a statement works today. The desktop app is the offline, own-it version, free forever. One honest note: the desktop app ships on its own release train, so the newest features land in Cloud first and reach the download a little later.
Can I try it without installing anything?
Yes, that's the live demo above: the real app with a sample business, right in your browser. No download, no signup. When you're ready, start in the cloud or download the free desktop app.
Can I switch my existing data over?
Yes. Drop in a QuickBooks export and Books works out what the file is on its own: customers, vendors, your chart of accounts, opening balances, and your full general ledger with years of history. It reads the usual CSV as well as Excel, tab-delimited, and IIF files. Then it ties the result out against QuickBooks' own reports, so you can see the numbers landed right instead of taking our word for it. Coming across with no file at all? There's a guided path for entering opening balances by hand.